Can anybody help with this predicament?

It is good that you are aware, but you need to really think. There is a possibility of that happening, but then again, there is also a possibility of it Not happening. Try to put yourself at ease by taking precautions and practicing what you would do if it were to happen. Maybe if you knew you were prepared that might help. Also, it is not all about your belongings, but yourself. You are not replaceable. Hope I helped!